How to Buy a New Car

Man and Woman Signing Contract

If you’re dreaming of a new car for your Artesia commute, we at Tate Branch Artesia invite you to our dealership. If you’re a little hesitant to start the car buying process because you don’t know how to buy a new car, we can help. Read on to get tips for when to buy a new car and how to buy a new car, and contact us if you have any questions.

When to Buy a New Car

Knowing when to buy a new car is crucial because it is a serious financial commitment. Here’s how to know when to take steps to buy a new car:

  • If you constantly are having to pay for expensive repairs. At some point, you’ll be paying more for those car repairs in a year than you would for payments on a new car.
  • If you feel unsafe driving your car. The last thing you need is to get into an auto accident because your car stalls or breaks down in the middle of an intersection. Plus, no one likes being stuck on the side of Roswell roads.
  • If your lifestyle has changed so that you now need a larger vehicle or maybe a more economical one, it’s probably a good time to shop for a new car.
  • Is your current car failing emissions tests? Getting it up to emission standards can be costly, so purchasing a newer model may save you money in the long term.

The Car Buying Process

So, now you feel the time is right to buy a new car, but how do you begin? Below is a step-by-step guide on how to buy a new car:

  1. Start with setting a budget and make sure you stick to it. Remember, if you need help, our finance center can help you set a budget and payment plan that works for you.
  2. Narrow your search. Think about your driving habits, how much cargo space you need, desired technology, and safety features. Then, start searching for models that meet those needs.
  3. Select your top three models. Then, research those models’ reliability, safety ratings, pricing, average lifespan, and warranty. If you can, take a test drive in each one to see how they handle on Clovis streets.
  4. When you’ve chosen your favorite, do a local search to find a dealership like Tate Branch Artesia and request price quotes. Also, check their online reviews to see what sort of experience other car shoppers have had with that dealership.
  5. Look for a great deal! Some big weekend sales are standard during the holidays or when the new models are released.

Other Considerations When Buying a New Car

When you purchase a new vehicle, consider these additional costs and figure them into your budget:

  • New Car Sales Tax: Sales tax is mandatory and is typically added to your car loan amount.
  • Interest Rate: Your interest rate will impact your monthly payments. If your interest rate is lower, then your monthly payment will also be lower.
  • Trade-in Value: If you currently own a vehicle, you can trade it in for the new one you buy, which will reduce your down payment. If you still owe money on your car, the dealership will tack that remaining cost onto the new vehicle price and roll it into your new car loan. The Tate Branch Artesia online value your trade tool can give you an instant estimate of the value of your car.

Find Your New Car at Tate Branch Artesia Today

Now that you know how to buy a car in Ruidoso, did you know you can complete a finance application online? You can also use our payment calculator to estimate what your new car monthly payments might be. You might also want to check out our new vehicle specials to see if you can get a great deal! Reach out to us today!


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